Contact details and opening hours
Contact Liberty Financial
30 & 33 Hibberson St, Gungahlin, ACT 2912
With a relentless drive for service excellence, Mylene prides herself on understanding the needs of her customers which enables her to offer the appropriate finance solution to meeting those needs.
Mylene is proud to be part of the Gungahlin community and spends her spare time and weekends supporting her local community. She enjoys time with her family, including her children and beautiful grandchild.
Mylene is a member of the Finance Brokers Association of Australia, Credit Investment Ombudsman and holds a Certificate IV in Finance & Mortgage Broking Management
Along with Liberty's full suite of loans, Mylene can also help you compare loans from a panel of lenders:
Liberty has home loan options for more people.
- Adelaide Bank
- Bank of Melbourne
- Bank SA
- Comm. Bank
- Deposit Power
- ING Direct
- My State
- St George
Buying a home is a big deal, no matter where you are on the property ladder. Whether on the lookout for your first home, your next home or an investment property, we can help you find home loan solutions that work for you.
We understand that not everyone fits into the same little box and that no two people are the same. That’s why at Liberty we have a great range of home loans. Regardless of whether you’re looking for a great interest rate, are self-employed and need a low-doc loan, or have bad credit history and just need a fresh start.
At Liberty we make getting a car loan quick and hassle free. If you’re looking for a new car, used car or even a car for your business - speak with Liberty about car finance and drive away today.
With great car loan interest rates and finance solutions for self-employed (low-doc), people with bad credit or who need help financing older vehicles – Liberty car loans have options to suit you.
What’s the difference between a secured and unsecured personal loan?
Many loans are used to purchase some form of collateral or asset, which has a value and this is what is often used as the security for the loan. In the situation where the borrower is later unable to continue to make payments on the loan, the asset being used as security may be sold so proceeds can reduce the outstanding loan balance. However, with personal loans, quite often these aren’t used to buy a physical asset – instead they’re used to help pay for events such as weddings or holidays – so the loan is unsecured. Given their nature, most personal loans are unsecured which gives you the choice to spend the money on whatever worthwhile personal purpose you like.
Will my financial circumstance impact my chances of being approved for a personal loan?
Traditional banks can take a rigid approach when it comes to assessing a borrower’s ability to service a loan. At Liberty, we think differently. A default or bad credit listing can stay on your credit file for five years, but this doesn’t mean you can’t necessarily borrow money. Our Personal Choice product is designed specifically for borrowers that don’t fit all the requirements of traditional lenders.
Can I refinance credit card balances into a personal loan?
Yes you can. In fact, refinancing credit debt into a personal loan is becoming a very popular option for many people. Interest rates on credit cards can be crippling, making it difficult for borrowers to get out of debt. As they’re not repaid over a fixed term, this debt can continue to roll over year-to-year. With a credit card, the only requirement is that you meet the minimum repayments each month but doing so can result in you paying exorbitant interest charges over many years.
A personal loan from Liberty, which is agreed over a fixed term with a clear start and end date, could help you reduce these costs.
What are my options as a business owner looking for a business loan?
At Liberty, we know that businesses need funding to invest in equipment, tools or staff so the business can grow. That’s why we offer a wide range of business loans to suit all business owners’ needs. From low-doc loans for the self-employed to business loans, - secured by either commercial and residential property – find the solution that best suits your needs with Liberty.
What sort of business loans does Liberty provide?
Liberty offers a wide range of business loans. This includes loans that are secured against residential and commercial property, SMSF loans for the purchase of commercial property and even loans for commercial property where the rental income generated by the building services the loan. And, for business owners that don’t want to use a security, our partners at Moula can provide unsecured business loans up to $250,000 based on the strength of the business data and pipeline of future income.
What is the difference between a secured and unsecured business loan?
Most loans are used to purchase some form of collateral, or an asset, which has a value and this is what is used as the security. In a situation where the borrower is unable to continue to make payments on the loan, the security will be sold to repay the outstanding balance of the loan. Some business loans are different because they aren’t used to buy a physical asset – instead they’re used to buy stock, pay suppliers or to help free up cash within the business – so there is no security and the loan is therefore unsecured.
Can I get a business loan if I have bad credit?
At Liberty, we don’t think everyone should be judged purely by their past, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’. So, even if you have a history of bad credit and need a business loan to help your business grow, reach out to Liberty today and see if we can help. You might just be surprised at the options available to you.
What documentation do you require to apply for a business loan?
What documentation we require will vary depending on the type of business loan you are seeking. For example, the level of documentation for our low-doc business loan will differ depending on the type of property you’re using as security.
While for an unsecured business loan, Moula will want to find out more about your business and the strength of its cash flow. This is done online with little or no need for documentation.
For more information please see here
or call 0412 350 586